Free Credit Monitoring?

Is there really free credit monitoring?

Well if you want to get really technical about it, then yes there is, I mean you can get 2 free weeks of monitoring from out site. The more honest answer is no, there is not a site where you can get free credit monitoring. Ok, well at least none that I have come across, and I do keep an eye on what is going on in the credit world! Most of you who are searching for this term in the Googles will come across a ton of sties that offer “free credit monitoring” or “free credit scores” you just have to look at the fine print. These sites are giving away a trial period anywhere from 1 day to 30 days, and then after that you will be charged a monthly rate. And if you land on one of these sites, and there is not fine print telling you what you will be charged then run, run very fast from that site! And never look back…

So why have a free trial offer?

Well I can not speak for any other site except ours, but we do it because we know you are going to like what you see. I mean you found our site most likely searching for credit monitoring or some other similar term right? So hopefully you are actually looking for a credit monitoring service, if not, well I am not sure why you are reading this blog! But hey I am glad you are here regardless, but seriously… We offer the 2 week trial because we want to make sure you are getting exactly what you want and that you like the service. It also gives you plenty of time to check out all the tools we have available and to get familiar with our system. After the 2 week trial if you are not happy, or it just want not what you were looking for then we want you to be able to get our of the service before you are ever charged! Just make sure you do it within the 2 week period.
I did write a post a few months ago about who you can monitor your credit for free. These tips are still a great way if you just feel you do not want to be locked into a monthly payment, but still would like to keep tabs on your reports.


Get more information about credit monitoring, credit monitoring service, credit score monitoring, credit reports Please CLICK HERE

Improving Your Credit Score: 1. Pay Your Bills On Time

The economy has seen its worst days in our past. Ten years ago, an eighteen-year-old could borrow his or her own educational loans for college without credit of any kind. Today’s young adults must have cosigners in order to qualify for educational loans of any kind. It goes without saying that the times have indeed changed.
With economic decline comes a change in credit rules. There was once a time when paying your bills on time determined your credit score. Not so today. Today’s credit scores are determined by more than just your monthly bill payments; now, your occupational income and property play a role in your credit score as well. However, despite the additional factors of credit scoring, on-time bill payments still qualify as a determining factor of credit score success or failure. Bill payment is one factor that, among a few, determines the amount of purchasing power a consumer has in the consumer world. It is thus important that a consumer boost his or her purchase power as much as possible.
How can consumers become better at paying their bills on time? One way consumers can improve bill payment time is to keep a calendar with them of their appointments and “things to do.” Technology now features “mobile calendars” that buzz us, sound an alarm, or send off a ring tone when you have an appointment, an important conference call or business meeting, or a reminder of something you need to do (such as take out the garbage or pick up groceries from the store). Place the due date of each bill on your mobile calendar (whether you have a smartphone, flip phone, iPad, etc.) and set the alarm to go off on the day your bills are due or the week your bills are due. This will remind you publicly that your bills are due on a certain date. You may want to set your alarm early and pay the bill early in order to avoid late payment and late fees.

Another way to improve your bill payment time is to place your bill payment reminder for each bill on the same day. This will prevent forgetfulness. It is easier to manage ten bills that are due on one day of the month versus ten bills due on ten different due dates. If you have as many due dates as bills, you will most likely pay some early and some late. Set one day (whether the tenth day or the twentieth day of each month, for example) as the day to pay all your bills.
Two other ways to pay your bills on time consist of automatic draft and Bill Pay. Automatic draft is an option whereby a company grants you the choice to have the money for your bill drafted by the company each month from your checking or savings account. This is an excellent option if you have constant forgetfulness and would rather have the company draft your money so as to make your payments on time. Bill Pay is an option provided by banks whereby the banks will remind you each month when you have a bill due. Banks understand the significance of on time bill payments and what it means in terms of your ability to purchase conveniences for which you may not have the money right away.
No matter the plan you implement to increase your remembrance of bill payments or the draft plan in which you enroll, the goal of it all is to raise your credit score and increase your financial security. There is nothing in the world quite like having the purchasing power to get what you need when you need it.

Get more information about credit monitoring, credit monitoring service, credit score monitoring, credit reports Please CLICK HERE


Source: http://www.bestcreditreports.com/blog/